Our Services


Purchasing- Owning your own home is the dream for most people. Finance Options has access to cutting edge technology, so no matter what your circumstances, we can filter through over 5000 lending products to recommend the most suitable for your needs.​

Construction or Renovators Loans- If you are looking you build the home of your dreams or wishing to undertake a renovation on your current home, we have a lender options who can assist either with progressively drawing loans or lump sum payments, depending on your circumstances.

First Home Owners - Don't know where to start? How much can I borrow? What options do I have to get into the property market? At Finance Options we are happy to answer all of these questions to get you on the path of owning your own home.

Fresh Start Loans - Sometimes "life events" come around that place you on the back foot. Illness, adverse business matters, relationship breakdowns or defaults, Finance Options has a panel of specialist lenders that understand and can give consideration to such events and may be able to assist you to get a Fresh Start with a new property, car or to consolidate your position and improve your cash flow.


Investment Property- Whether you are looking to purchase your first investment home or add to your existing portfolio with the view toward wealth creation and retirement planning, start here with a pre approval with Finance Options.

Shares / Managed Funds-  Leveraging off your equity to investment outside of bricks and mortar into the share market to diversify investments is only a phone call away. We have aligned financial planning specialists who can help you invest wisely.

Self Managed Super Funds - If you have received the appropriate advice and are looking to undertake your own Self Managed Super Fund, Finance Options is a specialist in this arena for Residential or Commercial SMSF acquisitions. With an extensive panel of lenders and a network of aligned SMSF professionals to assist you with financial advice, legal advice, conveyancing or even property advocacy, Finance Options is your industry expert in SMSF.


How do you know that the loan that you took out back then is still right for you today? Chances are you may be paying too much on your loan and a better, more flexible or more suitable loan is waiting for you. Let the Finance Options team undertake a lending review to see what other "finance options" you have.

If home loan interest rates increasing so to are your repayments putting more pressure on the household budget. Why not consider improving your household cashflow position and consolidating your loan position.


Not everyone fits into the same box. Finance Options has access to a number of lender options who specialise in unique / niche lending for those outside the norm.

Short Term Self Employment

Tax Liabilities

Credit Arrears or Defaults

Equity Release Requirements

Speak to Mark about your specific circumstances and requirements.

What our Clients are Saying

Tracey and Mark were both fantastic doing everything they could to make our dream of owning our own home come true. They explained every step of the process and always kept us in the loop, can't recommend them highly enough!

Scott & Kylie Dexter

We're very happy with all your help! We brought our block 18 months ago so it has been a long and stressful project. We couldn't of done it without you. Thanks very much again to all of you.

Tristan Clark & Leah Nelson

Hi Tracey, 

Thank you so much! We are so happy with our new place and couldn’t love it more. 

Thanks again for all your help throughout this process - you have truly been amazing 🙂


Sam & Aggie 


Afternoon you two.

I really just want to thank you both so much for all your efforts on our behalf over the last little while. Watching from the outside it's clear that your efforts are more than just a requirement to be great at your job, I see a kind hearted (but bloody determined) desire to simply do good, and contribute positively, not so much because it pays, but because that's your ethos. That's incredibly refreshing and hugely appreciated by us both. 

Peter & Tania


Tracey and the team at Finance Options were so helpful with the purchase of our first home. They made the experience as stress-free as possible, and went out of their way to make sure that everything went smoothly for us. I would highly recommend them to anyone.

Trent O'Leary & Taryn Flick

My partner and I can honestly not speak highly enough of Tracey and her team. They go above and beyond to help their clients, go in to battle for you with the banks and just make property investment and the great Australian dream of owning your own home such a breeze. Both my solicitor and even our builder have commented on how excellent Finance Options is to deal with and the service they provide. They answer all our questions and make the difficulty of dealing with banks and interest rates, deposits, paperwork, everything involved is so easy. My partner and I work long hours and struggle to get in to banks or spend time on the phone, that isn’t a problem when you’ve got the Finance Options team going in to battle for you and doing all the hard work. We would honestly be lost without Tracey and her team
Al James

Tracey and her wonderful team at Finance Options have helped us to purchase two properties in the last 5 years and they have been the most easy and reliable team to work with and have made the whole process of purchasing property so much simpler for us. They went out of their way on our most recent purchase to make sure everything went smoothly over the busy Christmas period. Thank you all so much for your help!

Jess and Shayne

Thank you for everyone's hard work and patience with Mitch and I, we were lucky 5 years ago to find Tracey and we really appreciate everyone's persistence in helping us .????

Thanks again

Mitch and Krystle.

Hi Mark,

Thank you so much for everything you've done for us so far! You have made this so easy for us and I will continue to recommend you. Baden and myself really appreciate the effort you have gone through to get us what we needed and you've done it with so much professionalism. Thanks again and we look forward to working with you in the future. 

Kind regards,

Gabrielle Noble

Thank you so much Tracey and Mark you really are awesome at what you do and both Craig and are so grateful to you!!! Thank you thank you thank you xx

Craig & Lisa Davis

Brenton and I would just like to say a massive thank you for everything you have done for us over the last few months. You have made the process of building our new home so easy and stress free and we appreciate the efforts you have put in to give us our dream home.

Thank you once again

Ashley and Brenton

You’ve blown me away again with how gosh darn amazing you are.  I count my lucky stars that we crossed paths and I have all your help. You really truly 100% have helped my life better and put me in the position I am in today. I would love love love to see you again and catch up over a glass of vino and give you the biggest hug you’ve ever had. I just wish there was more I could do to show my appreciation.

 You’re amazing Tracey Hansford-Bowyer! I will never be able to thank you enough!

Ally James

I have really appreciated everything you have done for me Tracey.

I’ve managed to not only save myself money on this refinancing but also car and home and contents insurance. I didn’t realise how much my previous bank was ripping me off all these years. 

I feel like now I can start enjoying myself instead of worrying how I’m going to pay the next bill.

Thank you!!!

Leanne Hayes

"Finance Options" in Maroochydore were recommended to me when I recently refinanced my home loan and consolidated some other loans, which I've done a few times over the years.

Tracey and Mark were an absolute pleasure to deal with. 

Always a friendly and happy attitude, quick with a joke or two, but their professionalism and work ethic were second to none.

They both went above and beyond what I ever expected. 

I don't think they have a "too hard" basket in their office as nothing ever seemed to be to difficult or complicated and 

we were walked through any issues that did arise with a reassurance that, all was good.

I highly recommend Tracey and Mark at Finance Options to anyone who is looking to get their finances in order. I know you'll be happy you did!!!

Steve Hatton

Thank you so much Tracey! We couldn't have done it without you! I can't express how much we appreciate everything you've done for us!! You helped made our dreams come true.

Thank you

Cara and Jake

From our whole family we would like to pass on our thanks and appreciation for all your help and assistance with the process. Not only do we have better rates we're also able to complete the finishing touches to our home. 

We will not hesitate to contact you if we have any further requirements and have recommended your services to friends, family and work colleagues. 


Kindest regards 

Michael, Melanie, Jake and Luke

Thankyou so much Tracey! Once again you have made our dreams come true! We really appreciate it.

Brenton Drummond & Ashley Witchard


Ready to find out more?