About Us

Finance Options

Memberships and Associations

Mortgage & Finance Association of Australia (MFAA)

Finance Brokers Association of Australia (FBAA)

Australian Financial Complaints Authority (AFCA) - No# 13453

Our Profile

We are a family based operation team with over over 40 years combined experience in the finance sector. We specialise in providing personalised and professional credit advice, ensuring we achieve the best outcome to meet your financial goals.

At Finance Options, we are more than just finance.

Our Story

Finance Options has been established since 1999 operating in the finance sector for over 18 years. The business is owned and operated by Mark Bowyer & Tracey Hansford with both holding a Certificate IV in Financial Services’ and Diploma's in Financial Services’ (M/BM).

Mark and Tracey are also QLD Commissioners for Declarations.

Tracey, as the founding principal of the business has been recognised with many industry awards, from being a multiple recipient of the annual Sales Excellence Awards, to being inducted into the aggregators Hall of Fame in 2014 and again in 2021. With a background previously in Financial Planning, Tracey is well versed in residential and investment strategies.

Mark joined Finance Options in 2015 after spending 27 years in the Retail and Corporate Banking sector, with the past 15 years in management positions within the broker intermediary channel receiving various industry awards for Business Development Management . Mark’s specialises in complex lending, self employed applicants and Specialist Lending Solutions.

Finance Options ensures that their clients are looked after in all aspects of their finance and financial requirements through professional alignments in the fields of Financial Planning, Legal & Conveyancing, Accounting, Risk & General Insurance, Real Estate and so on.

Coupled with these professional alignments, Finance Options is a full service finance brokerage firm, specialising in all forms of lending.

We look forward to working with you in assisting to achieve your goals.

Our Team


Tracey Hansford Dip FS (M/BM)


Diploma in Financial Services (M/BM)

Commissioner for Declarations

Inductee into the PLAN Australia Hall of Fame 2014 & 2021

Contact Information

QLD : 07 54794388 / 0411 875 202

NI: 02 91368097

Email: [email protected]

Tracey Hansford is an Authorised Credit Representative (399816) of Australian Credit License holder BLSSA Pty Ltd (391237) ACN 117 651 760


Mark Bowyer Dip FS (M/BM)


Diploma In Financial Services (M/BM)

Commissioner for Declarations

2023 Gold Excellence in Finance Recipient

Contact Information

QLD : 07 54794388 / 0499 440 208

NI: 02 91368097

Email: [email protected]

Mark Bowyer is an Authorised Credit Representative (484588) of Australian Credit Licence holder BLSSA Pty Ltd (391237) ACN 117 651 760

What our Clients are Saying

Tracey and Mark were both fantastic doing everything they could to make our dream of owning our own home come true. They explained every step of the process and always kept us in the loop, can't recommend them highly enough!

Scott & Kylie Dexter

We're very happy with all your help! We brought our block 18 months ago so it has been a long and stressful project. We couldn't of done it without you. Thanks very much again to all of you.

Tristan Clark & Leah Nelson

Hi Tracey, 

Thank you so much! We are so happy with our new place and couldn’t love it more. 

Thanks again for all your help throughout this process - you have truly been amazing 🙂


Sam & Aggie 


Afternoon you two.

I really just want to thank you both so much for all your efforts on our behalf over the last little while. Watching from the outside it's clear that your efforts are more than just a requirement to be great at your job, I see a kind hearted (but bloody determined) desire to simply do good, and contribute positively, not so much because it pays, but because that's your ethos. That's incredibly refreshing and hugely appreciated by us both. 

Peter & Tania


Tracey and the team at Finance Options were so helpful with the purchase of our first home. They made the experience as stress-free as possible, and went out of their way to make sure that everything went smoothly for us. I would highly recommend them to anyone.

Trent O'Leary & Taryn Flick

My partner and I can honestly not speak highly enough of Tracey and her team. They go above and beyond to help their clients, go in to battle for you with the banks and just make property investment and the great Australian dream of owning your own home such a breeze. Both my solicitor and even our builder have commented on how excellent Finance Options is to deal with and the service they provide. They answer all our questions and make the difficulty of dealing with banks and interest rates, deposits, paperwork, everything involved is so easy. My partner and I work long hours and struggle to get in to banks or spend time on the phone, that isn’t a problem when you’ve got the Finance Options team going in to battle for you and doing all the hard work. We would honestly be lost without Tracey and her team
Al James

Tracey and her wonderful team at Finance Options have helped us to purchase two properties in the last 5 years and they have been the most easy and reliable team to work with and have made the whole process of purchasing property so much simpler for us. They went out of their way on our most recent purchase to make sure everything went smoothly over the busy Christmas period. Thank you all so much for your help!

Jess and Shayne

Thank you for everyone's hard work and patience with Mitch and I, we were lucky 5 years ago to find Tracey and we really appreciate everyone's persistence in helping us .????

Thanks again

Mitch and Krystle.

Hi Mark,

Thank you so much for everything you've done for us so far! You have made this so easy for us and I will continue to recommend you. Baden and myself really appreciate the effort you have gone through to get us what we needed and you've done it with so much professionalism. Thanks again and we look forward to working with you in the future. 

Kind regards,

Gabrielle Noble

Thank you so much Tracey and Mark you really are awesome at what you do and both Craig and are so grateful to you!!! Thank you thank you thank you xx

Craig & Lisa Davis

Brenton and I would just like to say a massive thank you for everything you have done for us over the last few months. You have made the process of building our new home so easy and stress free and we appreciate the efforts you have put in to give us our dream home.

Thank you once again

Ashley and Brenton

You’ve blown me away again with how gosh darn amazing you are.  I count my lucky stars that we crossed paths and I have all your help. You really truly 100% have helped my life better and put me in the position I am in today. I would love love love to see you again and catch up over a glass of vino and give you the biggest hug you’ve ever had. I just wish there was more I could do to show my appreciation.

 You’re amazing Tracey Hansford-Bowyer! I will never be able to thank you enough!

Ally James

I have really appreciated everything you have done for me Tracey.

I’ve managed to not only save myself money on this refinancing but also car and home and contents insurance. I didn’t realise how much my previous bank was ripping me off all these years. 

I feel like now I can start enjoying myself instead of worrying how I’m going to pay the next bill.

Thank you!!!

Leanne Hayes

"Finance Options" in Maroochydore were recommended to me when I recently refinanced my home loan and consolidated some other loans, which I've done a few times over the years.

Tracey and Mark were an absolute pleasure to deal with. 

Always a friendly and happy attitude, quick with a joke or two, but their professionalism and work ethic were second to none.

They both went above and beyond what I ever expected. 

I don't think they have a "too hard" basket in their office as nothing ever seemed to be to difficult or complicated and 

we were walked through any issues that did arise with a reassurance that, all was good.

I highly recommend Tracey and Mark at Finance Options to anyone who is looking to get their finances in order. I know you'll be happy you did!!!

Steve Hatton

Thank you so much Tracey! We couldn't have done it without you! I can't express how much we appreciate everything you've done for us!! You helped made our dreams come true.

Thank you

Cara and Jake

From our whole family we would like to pass on our thanks and appreciation for all your help and assistance with the process. Not only do we have better rates we're also able to complete the finishing touches to our home. 

We will not hesitate to contact you if we have any further requirements and have recommended your services to friends, family and work colleagues. 


Kindest regards 

Michael, Melanie, Jake and Luke

Thankyou so much Tracey! Once again you have made our dreams come true! We really appreciate it.

Brenton Drummond & Ashley Witchard


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